Blog

Union Budget 2021-22 – Impact on Personal Finance

by Mimi Partha Sarathy   |   Published February 3rd, 2021

Union-Budget

  Yesterday was indeed a momentous day.  India’s first digital budget was announced by the honorable Finance Minister, keeping in line with the times of global digitalization. A lot of expectations surround this Budget, especially since the e...

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CAN I TIME MY INVESTMENTS IN EQUITY MARKETS?

by Mimi Partha Sarathy   |   Published December 18th, 2020

“Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves” -Peter Lynch It is but close to impossible to ’time’ the market . Let’s analyze mar...

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PART 1 – MIXING EMOTIONS AND INVESTING – THE PROBLEM. IMPACT ON OUR INVESTMENTS AND PORTFOLIO.

by Mimi Partha Sarathy   |   Published December 18th, 2020

“If you cannot control your emotions, you cannot control your money” –Warren Buffett Year 2020 brought a whole lot of emotions in all of us. We also saw many uncertainties and surprises come our way, along with extreme fear and everlasting ...

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PART 2 – HOW TO SEPARATE EMOTIONS AND INVESTING – THE SOLUTION

by Mimi Partha Sarathy   |   Published December 18th, 2020

“The most important quality for an investor is temperament, not intellect. You need a temperament that neither derives great pleasure from being with the crowd or against the crowd.” –Warren Buffett We all know that bringing emotion...

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What Are Perpetual Bonds? How Do They Work? What Are The Risks Associated With Them?

by Mimi Partha Sarathy   |   Published August 24th, 2020

  Of late, Perpetual Bonds have received quite a bit of attention . They have become a  buzzword in business magazines especially after the “Perpetual Bonds of Yes bank were written down as per  the RBI’s direction” as on March 6th 2020....

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Is it necessary to have Corona or COVID -19 Specific Health Insurance Coverage?

by Mimi Partha Sarathy   |   Published August 7th, 2020

  COVID-19 Pandemic has indeed created chaos and panic all over the world and has an impact on most of our individual finances. On the other hand, as  the spread of the  COVID-19 virus  is only increasing, many of us are asking the question w...

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Investing in Digital Paper Gold – How does it work? Do they shine as much as real Gold?

by Mimi Partha Sarathy   |   Published August 7th, 2020

One of the main positive impacts of the Covid-19 pandemic is the increased use of various digital platforms or channels for almost all activities of day to day life. Online transactions and digitalisation has become part of almost every house hold to...

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Why should we invest in Fixed deposits during COVID-19 times?

by Mimi Partha Sarathy   |   Published August 1st, 2020

“Return OF Capital is more important than Return ON Capital” -Mohnish Pabrai (Indian American Value investor) Yes no doubt Return ON your Capital is priority for us as investors, but this cannot happen at the expense of Return OF your Capital! Ge...

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Is there Sectoral rotation in the Markets? What has it been during COVID19?

by Mimi Partha Sarathy   |   Published August 1st, 2020

“The Whole reason that our capitalist system works the way it does is because there are cycles, and the cycles self-correct” – Seth Klarman (an American Billionaire Investor). Life, Economy, Markets – they all are indeed but cyclical, ...

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Covid – 19 – Should we subscribe to Sovereign Gold Bonds NOW?

by Mimi Partha Sarathy   |   Published April 17th, 2020

Earlier this week, Government Of India,  in consultation with RBI, announced the  issue  of Sovereign Gold  Bonds or SGBs in six tranches from April 2020 to Sept 2020 as per the below mentioned dates. S NO. TRANCHE DATE OF SUBSCRIPTION DATE OF IS...

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