All you need to know about HUFs

by Mimi Partha Sarathy   |   Published October 4th, 2018

HUF means Hindu Undivided Family and is treated as a person under Section 2(31) of the Income Tax Act, 1961. HUF is considered as a separate entity and is taxed separately from its members. HUF is a family which consists of persons lineally descended...

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Financial Literacy

by Mimi Partha Sarathy   |   Published September 27th, 2018

Financial literacy is the ability to understand how money works – how someone manages their money and invests it. It is the ability to manage one’s personal finance in an efficient manner. You can easily compare Financial Literacy to the lear...

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Financial Planning for Singles

by Mimi ParthaSarathy   |   Published September 25th, 2018

Whether by choice or due to some other circumstances, singles are an emerging consumer segment on the Indian landscape. Singles have different financial planning needs when compared to their married friends or co-workers. According to Nielson, (a glo...

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Trust: Its role in Succession Planning

by Mimi Partha Sarathy   |   Published September 14th, 2018

Estate planning is one of the important aspects of financial planning. It helps in arranging in advance the management of an individual’s assets in the event of their death. Estate planning includes eliminating the uncertainties of the probate and ...

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Artificial Intelligence and its impact on Financial Sector

by Mimi ParthaSarathy   |   Published September 11th, 2018

Artificial Intelligence (AI) also known as machine learning, is the branch of computer science that emphasizes on the creation of intelligent machines. These machines can learn from the past experiences, perceive the environment and take action accor...

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Impact of Blockchain Technology on Financial Sector

by Mimi ParthaSarathy   |   Published September 4th, 2018

A Blockchain is a growing list of records or ledgers, called blocks, where transactions can be recorded and verified electronically on the computers that are connected to the network. This ledger grows as the chain of blocks increases. Each block has...

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Asset Allocation – Do you need to follow any Thumb rule?

by Mimi Partha Sarathy   |   Published August 16th, 2018

The famous phrase in personal money management “Don’t put all your eggs in one basket” especially speaks about diversification of our wealth across various asset classes depending upon our own requirement, financial goals, risk appetite and var...

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All you need to know about Alternative Investment Funds – AIFs

by Mimi ParthaSarathy   |   Published August 9th, 2018

Alternative Investment Funds or AIF means any fund established or incorporated in India which is a privately pooled investment vehicle which collects funds from High Net Worth investors, whether Indian or foreign, for investing it in accordance with ...

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P2P LENDING (Peer to Peer Lending) – IS IT FOR YOU?

by Mimi ParthaSarathy   |   Published August 7th, 2018

India is seeing a surge towards financial investments. People are moving away from traditional investments such as Gold and real estate and increasing their contribution towards financial assets. Today, there are many investments options when it come...

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Global Diversification – is it required in your portfolio?

by Mimi ParthaSarathy   |   Published July 26th, 2018

Investments in equity markets is all about dealing with risks and uncertainty. You cannot get exceptional return without taking any risk. Both risk and return are directly proportional to each other. But, when it comes to long-term investments, diver...

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