Blog

What Are Perpetual Bonds? How Do They Work? What Are The Risks Associated With Them?

by Mimi Partha Sarathy   |   Published August 24th, 2020

  Of late, Perpetual Bonds have received quite a bit of attention . They have become a  buzzword in business magazines especially after the “Perpetual Bonds of Yes bank were written down as per  the RBI’s direction” as on March 6th 2020....

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Is it necessary to have Corona or COVID -19 Specific Health Insurance Coverage?

by Mimi Partha Sarathy   |   Published August 7th, 2020

  COVID-19 Pandemic has indeed created chaos and panic all over the world and has an impact on most of our individual finances. On the other hand, as  the spread of the  COVID-19 virus  is only increasing, many of us are asking the question w...

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Investing in Digital Paper Gold – How does it work? Do they shine as much as real Gold?

by Mimi Partha Sarathy   |   Published August 7th, 2020

One of the main positive impacts of the Covid-19 pandemic is the increased use of various digital platforms or channels for almost all activities of day to day life. Online transactions and digitalisation has become part of almost every house hold to...

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Is there Sectoral rotation in the Markets? What has it been during COVID19?

by Mimi Partha Sarathy   |   Published August 1st, 2020

“The Whole reason that our capitalist system works the way it does is because there are cycles, and the cycles self-correct” – Seth Klarman (an American Billionaire Investor). Life, Economy, Markets – they all are indeed but cyclical, ...

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Why should we invest in Fixed deposits during COVID-19 times?

by Mimi Partha Sarathy   |   Published August 1st, 2020

“Return OF Capital is more important than Return ON Capital” -Mohnish Pabrai (Indian American Value investor) Yes no doubt Return ON your Capital is priority for us as investors, but this cannot happen at the expense of Return OF your Capital! Ge...

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Covid – 19 – Should we subscribe to Sovereign Gold Bonds NOW?

by Mimi Partha Sarathy   |   Published April 17th, 2020

Earlier this week, Government Of India,  in consultation with RBI, announced the  issue  of Sovereign Gold  Bonds or SGBs in six tranches from April 2020 to Sept 2020 as per the below mentioned dates. S NO. TRANCHE DATE OF SUBSCRIPTION DATE OF IS...

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COVID 19 – RBI Rate Cut – Impact of Interest rate reduction on Small Savings Schemes on Investors

by Mimi Partha Sarathy   |   Published April 10th, 2020

Covid 19  Lockdown has had a 360 degree impact,  with economic activity  almost  at a standstill.  This has  forced the Reserve Bank of India to cut interest rates to give an immediate  boost to the economy. With the  rate cuts in Repo and ca...

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COVID19 – 3 Months Moratorium on Loan EMIs – What does this mean? Should I opt for it or not?

by Mimi Partha Sarathy   |   Published April 6th, 2020

The COVID 19  Lock-Down has been a disruptor of activity  at every level, including our ability to repay our  loans on time since we have been forced into staying at home and may be not able get our salaries, and therefore not be able to  pay our...

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COVID 19 – Importance of Paying Insurance Premiums During the Corona Pandemic

by Mimi Partha Sarathy   |   Published April 4th, 2020

Lock down, globally and in India,  has been the only way to manage and control the  pandemic of  the coronavirus. Because of this, operations of many industries are totally disrupted. This virus has directly impacted and threatened our life and he...

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COVID 19 – Market Crash – What should I do? – Answers to Investor Questions

by Mimi Partha Sarathy   |   Published April 3rd, 2020

COVID-19  is indeed a game changer and  ‘shocking’ event in the way we all see our lives and live  today, confined to our homes wondering what next.  And , the Equity markets have crashed in just 8 weeks  and continue to remain extremely vol...

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