PERSONALISED INVESTMENT MANAGERS
21 December, 2021
Succession laws for both men and women vary according to gender and religion in India. The article gives us the details for us to be more clear on contentious issues, if and when they arise.
14 November, 2021
All of us have heard our parents exhorting us to save. They tell us to save for the future, for the unknown, and for our own good. They have seen a tough life in the olden days when jobs were tough to get and keep. Incomes were far too low while expenses remained high and most of the country was poor, requiring frugality and tight-fisted choices. But is it fair to drown our young with our tales of caution and drive their investments in a context they don’t understand?
16 October, 2021
Death is not a pleasant topic to think or talk about, but we all must understand that it is an eventuality. And therefore, important that we do our estate planning such that it is distributed as we would wish it to be done without acrimony and mudslinging. Many people think that they can nominate someone for their investments and assets, and they have finished the task! This article defines the difference between legal heirs and nominees and why it is important that you understand the difference when it comes to different financial instruments.
01 October, 2021
In today’s times, nobody wants to be caught on their wrong foot and are trying to ensure that everything goes smoothly as per their thinking. Which is why it is important to see the points we have compiled on these three distinct topics throughout our years of experience on estate planning for our clients
20 September, 2021
It’s no secret that passwords are your only protection from cybercriminals. The importance of using secure, unique passwords is getting higher as we entrust personal information to organizations and businesses that can fall victim to data breaches and password leaks.
The article looks at various dos and don’ts while creating a password and advocates moving to at least a two-factor authentication to verify your identity before allowing access to the data.
28 June, 2021
Life or Term Insurance and Health Insurance both play a pivotal role in our lives. While healthcare expenses can go sky-high, they bind us to be careful while planning financial decisions. Choosing between Life and Health insurance is a task. They are both saviors during unexpected contingencies.
15 June, 2021
It is very difficult and dare we say, impossible to ’time’ the market on both sides – up and down unless you are a soothsayer. Trying to ‘time’ the market causes huge losses and loss of investment opportunity. Fear and euphoria are both emotions which lead to selling or buying without discipline causing a loss to wealth creation. Movement is second nature to the Markets – be it up or down. Stock Markets will always be turbulent. Black Swan events will occur causing shock, fear and panic. It is never about ‘IF’ it will happen. It is about ‘WHEN’ it will happen. All we can do is mentally be prepared not to get caught in the greed & euphoria versus fear & panic cycle
18 December, 2020
Our emotional behavior clearly impacts our portfolios since it leads to actions such as buying, holding or selling our equity investments. Market volatility and emotional volatility go hand in hand. The goal and objective of equity investments is wealth creation over a long term and this will happen only if we control our emotion (panic/euphoria) enduring peaks and troughs of the sensex.