PERSONALISED INVESTMENT MANAGERS
16 October, 2021
Financial investments are made to accomplish your family’s milestones in life. But not many keep their family well informed about them. Keeping our family members aloof regarding our investments can become a cause of concern later. This article looks at what details you need to share with your family to ensure that there is no cause for worry if you are incapacitated in any way.
12 October, 2021
Debt Markets yielding historically low returns now •. US FED tapering (reducing liquidity) will start soon • Equity Market Valuations are definitely stretched by all metrics (PE, PB, Marketcap to GDP) • Global Strategy of China+1 & more
05 October, 2021
The latest unicorn to hit the IPO circuit is Zomato and much has been written about how the company is not garnering profits and has accumulated losses. Is there merit in relooking at the strategy that Zomato must be following? Are we losing out on a good opportunity or is it just the euphoria in the market?
20 September, 2021
The UIDAI has stipulated that one cannot open a bank account by furnishing or submitting a physical Aadhaar Card or photocopy in line with the Prevention of Money-laundering and Reserve Bank of Indian circulars. According to these, a bank, before opening an account, has to follow processes of verification that include biometric data or OTP authentication. The article looks at what other diligence processes can be done by individuals to safeguard against Aadhaar Card misuse.
16 September, 2021
Sometime in August, the finance minister allowed time up to September 15, 2021 for removing all the glitches and errors from the new income tax website. As the due date approaches, there will be a significant increase in the website traffic with more and more users logging to file their returns. How will the website cope with heavy number of users and what exactly are we hoping to get from the new website?
10 September, 2021
Indian markets scaled to new all time highs 57k+ • Brent crude prices corrected by 7% • Indian Currency appreciated by 1.86% in Aug, 2021 and more...
03 September, 2021
After an expansionary policy to stimulate the economy during the Covid 19 Pandemic central banks often explicitly promise to reverse their stimulation policies once the economy has recovered. The article looks at what effect this easing of stimulation will have on the economy
03 September, 2021
Right now there is an unprecedented bull run on the market and investors are scared that there will be a major fallout triggering a market crash. Everyone is looking for a safe haven but don’t want to lose out on a potential increase in the investment base if market defies crash predictions. What should you do?
31 August, 2021
On August 6th, 2021, as widely anticipated, the RBI Monetary Policy Committee decided to keep all key benchmark rates unchanged. Out of the 6 members who voted, 5 members voted for keeping the repo rate as is and not to make any changes and to retain the “accommodative” stance. One member (Prof. Jayanth Varma) voted against it. Let’s delve a little deeper and understand what are the important points to learn from this event.
30 August, 2021
Almost all of us as equity investors are worried and bothered by the 58 K CONUNDRUM - Will this last? What are the macro economic factors that could trigger a fall at 58 K levels of the markets?
Let’s get some answers in a simple, clear manner.
18 August, 2021
When the US fiscal deficit was high AND when the US debt to GDP was high AND when the US printed money abundantly, gold performs better. This was the situation in between 1970-80, 2000-2011. Today we are seeing a gold run again. The current situation is familiar- US debt to GDP is high and the US Fed is printing money every day and gold should do better as per historical patterns. But based on the past 10-year historical returns, investors are still skeptical about adding gold. The article looks at how safe is it invest in gold and in what proportion?
17 August, 2021
The primary aim of investing is to grow our money and make it work harder for us. That means firstly focusing on avoiding negative returns, keeping funds safe and only then planning for gain and alpha returns. Diversification is what helps to grow money with a lower risk of losing. A portfolio that is well-constructed not only ensures participation during market rallies, but also helps in downside protection. A key step to building such a portfolio is to diversify across asset classes. It doesn’t just mean holding on to too many schemes. The article looks at how we can go about diversifying our investments meaningfully.