PRIVACY POLICY & TERMS OF SERVICE

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The information on this Internet website is intended for general information regarding Sinhasi Consultants Pvt. Ltd. (referred as “Sinhasi” or “Company“) its products and services and its approach to financial planning Investment & wealth management, and is subject to change without notice. No part of this information may be construed as advice or otherwise be relied upon for making investment decisions.

This site may contain links to Internet sites hosted by other entities. Sinhasi does not offer any warranties or representation, express or implied, as to the relevance, accuracy or completeness of the information contain therein; Sinhasi does not subscribe to any views expressed in these sites. In no event will Sinhasi, its promoters, directors, officers, employees or representatives accept any liability with regard to any information contained in this site or any other linked Internet sites.

The views expressed in the blogs in this site are the personal opinions of the authors and are subject to change without notice. The information is intended for general information purposes and no part of this information may be construed as advice or otherwise be relied upon for making investment decisions. The information is not intended as an offer or solicitation to buy or sell securities or any other investment or banking product, nor does it constitute a personal recommendation. Nothing in this material constitutes investment, legal, credit, accounting or tax advice, or a representation that any investment or strategy is suitable or appropriate to your individual circumstances. To the extent permitted by law and without being inconsistent with any applicable regulations, Sinhasi and its promoters, directors, officers, employees or representative shall not accept any responsibility for any direct or indirect or consequential loss suffered by you or any other person as a result of you acting, or deciding not to act, in reliance upon such information, opinions and analysis. This information does not constitute financial research.

Any unauthorised use or reproduction of any information or proprietary rights contained in this site is strictly prohibited.

We at Sinhasi Consultants Pvt Ltd know that you as a user ('You', 'Your', ‘User(s)’) hereafter to be called as Sinhasi care about how your personal information is used and shared, and we take your privacy seriously. Please read the following to learn more about our privacy policy. By visiting or using our website and domain name, and any other linked pages (social media extensions), features, content, Website locations, or any other services we offer from time to time by in connection therewith (collectively, the ‘Website'), or by using the Services in any manner, you acknowledge that you accept the practices and policies outlined in this privacy policy, and you hereby consent that we will collect, use, and share your information in the following ways.

What does this Privacy Policy cover?

This privacy policy covers our treatment of personally identifiable information ('personal information') that we gather when you are accessing or using our Website and Services including social media extensions such as contests and giveaways. This policy does not apply to the practices of companies that we do not own or control, or to individuals that we do not employ or manage.

We do not knowingly collect or solicit personal information from anyone under the age of 18 or knowingly allow such persons to register for the Services . If you are under 18, please do not attempt to register for the Services or send any information about yourself to us, including your name, address, telephone number, email address or provide your biometric information. No one under age 18 may provide any personal information to us or on the Services . In the event that we learn that we have collected personal information from a child under age 18 without verification of parental consent, we will delete that information as quickly as possible. If you believe that we might have any information from or about a child under 18, please contact us

What information do we collect?

We gather various types of personal information from our users, as explained more fully below. We may use this personal information to personalize and improve our services, to allow our users to set up a user account and profile, to contact users, to fulfil your requests for certain Services and services, to analyze how users utilize the Website and Product, and as otherwise set forth in this privacy policy. We may share certain types of personal information with third parties. We collect the following types of information:

INFORMATION YOU PROVIDE TO US:

We receive and store any information you knowingly provide to us. For example, we collect personal information such as your name, username, email address, gender, birth date, or health-related information as our services and services are further developed. You can choose not to provide us with certain information, but then you may not be able to register with us or to take advantage of some of our features / Services . We may anonymize your personal information so that you cannot be individually identified, and provide that information to our partners.

Whenever you interact with our Website, we automatically receive and record information on our server logs from your browser including your IP address, 'cookie' information, and the page you requested. 'Cookies' are identifiers we transfer to your computer or mobile device that allow us to recognize your browser or mobile device and tell us how and when pages in our website are visited and by how many people. You may be able to change the preferences on your browser or mobile device to prevent or limit your computer or device's acceptance of cookies, but this may prevent you from taking advantage of our Website 's best features.

If you are using our services, you understand and acknowledge that, any information, data or readings from the services, or collected from Your use thereof, will be automatically uploaded to your account with us. To the extent these automatically collected readings can be used to personally identify you, these readings are personal information for the purposes of this privacy policy.

EMAIL & OTHER COMMUNICATIONS

We may contact you, by email or other means; for example, we may send you promotional offers on behalf of other businesses, or communicate with you about your use of the website or the services. Also, we may receive a confirmation when you open an email from us. This confirmation helps us make emails more interesting and improve our service. If you do not want to receive email or other mail from us, please indicate your preference by emailing us.

Will Sinhasi share any of the personal information it receives?

We neither rent nor sell your personal information in personally identifiable form to anyone. We share your personal information in personally identifiable form with third parties only as described below. In terms of the Diverse Services, the Company shall share the information collected from You with only such third parties in relation to whom you provide express consent.

• Affiliated businesses and third-party websites we do not control: In certain situations, businesses or third party websites we're affiliated with may sell items or provide services to you through the Website (either alone or jointly with us). You can recognize when an affiliated business is associated with such a transaction or service, and we will share your personal information with that affiliated business only to the extent that it is related to such transaction or service.
• Agents: We employ other companies and people to perform tasks on our behalf and need to share your information with them to provide Services or services to you. Unless we tell you differently, our agents do not have any right to use the personal information we share with them beyond what is necessary to assist us.
• User submissions: Any content or personal information that you voluntarily disclose online in a manner other users can view (on discussion boards, in messages and chat areas, etc.) becomes publicly available, and can be collected and used by others.
• Business transfers: We may choose to buy or sell assets. In these types of transactions, customer information is typically one of the business assets that is transferred. Also, if we (or substantially all of our assets) are acquired, or if we go out of business or enter bankruptcy, personal information would be one of the assets transferred to or acquired by a third party.
• Protection of Sinhasi and others: We may release personal information when we believe in good faith that release is necessary to comply with laws; enforce or apply our conditions of use and other agreements; or protect the rights, property, or safety of Curefit, our employees, our users, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction.
• With your consent: Except as set forth above, you will be notified when your personal information may be shared with third parties, and will be able to prevent the sharing of this information.

Is personal information about me secure?

Your account is protected by a password for your privacy and security. You need to prevent unauthorized access to your account and personal information by selecting and protecting your password appropriately and limiting access to your computer or device and browser by signing off after you have finished accessing your account.

We endeavor to protect the privacy of your account and other personal information we hold in our records, but we cannot guarantee complete security. Unauthorized entry or use, hardware or software failure, and other factors, may compromise the security of user information at any time.

Websites may contain links to other sites. We are not responsible for the privacy policies and/or practices on other sites. When following a link to another site you should read that site's privacy policy.

Note: However, as effective as encryption technology is, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information you supply won't be intercepted while being transmitted to us over the Internet. Any transmission of information by you to our Website or otherwise is at your own risk.

What choices do I have?

You can always opt not to disclose information to use, but keep in mind some information may be needed to register with us or to take advantage of some of our special features / Services. We will retain Your personal information for a reasonable period or as long as the law requires. If you’d like us to delete/modify Information that you have provided via the Website or otherwise to us, please contact us and we will respond in a reasonable time. Please note that some or all of the Information provided by You to us may be required in order for the Website to function properly.

You may be able to add, update, or delete information as explained in section above. When you update information, however, we may maintain a copy of the unrevised information in our records. Please note that some information may remain in our private records after your deletion of such information from your account. We may use any aggregated data derived from or incorporate your personal information after you update or delete it, but not in a manner that would identify you personally.

If you do not wish to receive email or other mail from us, please email us. Please note that if you do not want to receive legal notices from us, such as this privacy policy, those legal notices will still govern your use of the Website and the Service, and you are responsible for reviewing such legal notices for changes.

Changes to this Privacy Policy

We may amend this privacy policy from time to time. Use of information we collect now is subject to the privacy policy in effect at the time such information is used. If we make changes in the way we use personal information, we will notify you by posting an announcement on our Website or sending you an email or an update in our social media handles. You are bound by any changes to the privacy policy when you use the Website or the Service after such changes have been first posted.

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TERMS & CONDITIONS

The information on this Internet website is intended for general information regarding Sinhasi Consultants Pvt Ltd (referred as “Sinhasi” or “Company“) its products and services and its approach to financial planning Investment & wealth management, and is subject to change without notice. No part of this information may be construed as advice or otherwise be relied upon for making investment decisions.

This site may contain links to Internet sites hosted by other entities. Sinhasi does not offer any warranties or representation, express or implied, as to the relevance, accuracy or completeness of the information contain therein; Sinhasi does not subscribe to any views expressed in these sites. In no event will Sinhasi, its promoters, directors, officers, employees or representatives accept any liability with regard to any information contained in this site or any other linked Internet sites.

The views expressed in the blogs in this site are the personal opinions of the authors and are subject to change without notice. The information is intended for general information purposes and no part of this information may be construed as advice or otherwise be relied upon for making investment decisions. The information is not intended as an offer or solicitation to buy or sell securities or any other investment or banking product, nor does it constitute a personal recommendation. Nothing in this material constitutes investment, legal, credit, accounting or tax advice, or a representation that any investment or strategy is suitable or appropriate to your individual circumstances. To the extent permitted by law and without being inconsistent with any applicable regulations, Sinhasi and its promoters, directors, officers, employees or representative shall not accept any responsibility for any direct or indirect or consequential loss suffered by you or any other person as a result of you acting, or deciding not to act, in reliance upon such information, opinions and analysis. This information does not constitute financial research.

Any unauthorised use or reproduction of any information or proprietary rights contained in this site is strictly prohibited.

By accessing www.sinhasi.com you are agreeing to be bound by the following terms and conditions. Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.

Terms & Conditions:

• Recommendations shall be made by the based on the facts and information disclosed by the Client. The Client is solely and completely responsible for providing the Company with the correct information, facts and figures for the purpose of the Client's Financial Plan and the Risk Profiler of the Client being prepared by the Company. The Client understands that the products and services provided to the Client and the manner in which the products and services are provided shall be based on the information provided by the Client.
• • The risk profile and the financial plan and investment objectives thereto may change from time to time as per market conditions and other factors influencing the same. Upon such change, the Client shall be intimated by the Company and thereafter, the Client shall discuss such changes with the relationship manager / financial advisor indicated by the Company in its communication, in order to adjust the Client's financial plan and the Company may offer the Client a recommendation appropriate to the Client's revised investment objectives, preferences and financial goals.
• The risk category under which you are placed are based on the information provided by you and are determined by analytical tools and software used to arrive at the Client's risk profile and such profile is of indicative nature only. The results cannot be construed to be entirely accurate / comprehensive and the Company or any of its affiliates or employees are not liable for any consequences arising out of any financial decisions or other decisions taken by the Client based on such risk profile assessment.
• The recommendations offered by the Company are for the Client's consideration only and it is not obligatory or necessary for the Client to act on them. The provision of recommendations shall not in any way mean or imply that the Company or any of its employees have been in any way involved in the Client's decision making process. The investment decision, if any, shall be taken by the Client in his/her sole and absolute discretion. The Client may therefore obtain legal, tax and/or financial advice before acting on the recommendations given by the Company.
• The Client shall keep the Company fully indemnified from any loss or damage caused due to any investment decision taken by the Client, whether or not based on Company's advice in terms hereof.
• Market investments are risky and despite due diligence and appropriate care, market movements may result in deterioration of the investments. The risk associated with any investment would be entirely the Client's risk and the Client shall not hold the Company or any of its employees or affiliates liable for any direct or indirect losses that may arise on account of any investments made as per the financial plan or risk profile provided by the Company.
• Investments in securities and other instruments are subject to market and other risks. The Client is advised to read the respective offer documents carefully for more details on risk factors, terms and conditions before investing in any scheme or product.
• The investment in any product / fund / securities etc. shall be subject to and as per the terms and conditions of the specific products/funds/ securities offer document, key information memorandum, risk disclosure document, product or sales brochure or any other related documents. The Client must therefore review and read these documents carefully before making any investment decision.
• After deciding the investment to be made, if the Client instructs the Company to make such investment on behalf of the Client, the Company shall carry out only the instructions and in the manner indicated by the Client. In carrying out such instructions, the Company shall neither be obligated to ascertain the source of funds provided by the Client nor be obligated to ascertain whether or not the Client is prohibited from making such an investment. The Client shall hold harmless and keep the Company fully indemnified from and against any actions, claims, disputes, damages and/or losses related to or arising out of such investments made by the Company on behalf of the Client.
• All personal and financial information provided by the Client shall be held in strict confidence and shall not be disclosed or shared except in the manner as agreed by the Client or as otherwise permitted and /or required under any law, or rule or regulation or to comply with any law, order, regulation or as part of any regulatory investigation or for the purposes of providing the products or services requested by the Client.
• Tax benefits, if any, are as per the Income Tax Act, 1961, and are subject to change from time to time. The Company may provide general advice on tax with respect to the investments and the financial plan devised for the Client. But, Client shall be liable to obtain tax advice on the investments being made by Client based on Company's advice and Client understands that Company’s advice does not factor in any taxes payable thereto.
• Disputes if any, arising out of or relating to any services provided by the Company shall be resolved by way of arbitration in accordance with the Indian Arbitration and Conciliation Act, 1996 by a sole arbitrator mutually appointed by Client and Company. The laws of India shall be the governing law and the Company and Client shall be subject themselves to the jurisdiction of courts at Bangalore only.
• The above terms and conditions shall be altered, amended or changed in line with the appropriate regulations / circulars from the competent authorities. The Company may at any time, at its sole discretion, alter, change or amend any of these terms and conditions and / or withdraw any of the products or services offered by it. The Client shall be notified of such changes.

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