Dharma Wheel
Symbol of Holistic Well-being
Our success formula for Alpha returns is based on the principle of Dynamic Balance.
Risk Related Investments:
Our foremost reason is to ENRICH your portfolio using the Sinhasi "PLAN DEEP"
approach while
choosing any Risk Related investment opportunities for superior sustainable returns, be it an
Asset Management Company, PMS House, Gold Fund, International fund, or Real Estate Fund, keeping
in mind a 5 to 10 years minimum time horizon:
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Pedigree: Our choice of Risk
Related Investments across asset classes must have investment management skills
with pedigree, credibility and background.
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Long Term:Fund size (AUM) and number of years of
existence are again key criterions with a consistent and sustainable commitment
to business on hand during ups and more importantly, the downs.
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Accessibility:We see the instrument manager's capability,
proven track record and his accessibility to us and clients for
regular market views and updates.
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Normalizing Knowledge across the Spectrum:We prefer not to look for a one-man- army.
Strong leadership is a must. Yet credibility and performance should not be
dependent on any single manager's skills or expertise but a basket of
experts.
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Drawdown Contingency: The investment should have consistency of
performance over a 3-to-5-year period through market volatility. During bear
markets or a major market correction, corrections in the portfolio should be
lower than the index.
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Empathetic Service Levels: High service levels to both distributors and
clients to help combat euphoria or despair is imperative.
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Ethical Commitment to Business:Consistency of commitment to business on hand
with regulatory compliances always with ethics, compliance and professionalism
in the way they conduct their business.
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Performance Led:All
performances should be always consistently above their respective indices for
alpha returns to
Enrich their investments over the long-term.
Debt Investments:
Here, the keyword is PROTECT and our approach is SAFETY
at all times.
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Stability: Organization issuing the long-term debt
should have Government ownership, sovereign guarantee, and longevity in their
business operations to meet long term debt obligation. There should
be no corporate governance issues or credit risk on the product.
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AAA Preferred: Government issued or backed debt instruments
are always preferred, be it short or long-term debt. LIC or PSUs backed
instruments are preferred along with high rated corporate debt with credit
rating of AAA & above.
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Future Returns:While investing in long-term debt, market
condition should be favorable i.e., Interest rate should be higher than
inflation or at its peak. Big NO to long-term debt when interest rates are
bottoming out. Yield from long-term debt should match client's expectations as
per the financial plan/portfolio.
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Easy Access: The investment, be it long term or short
term, should be easily accessible to our clients to invest.
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Tax Efficiency: Look for tax efficiency to maximize return
with the credo - Protect.
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You First: While locking the funds in
long term debt,
we ensure that "you", our client, has enough liquidity in your portfolio for any
short term requirements or emergencies. Safety and liquidity are primary
objectives rather than returns for short term debt investments.
